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Showing Tag: "budget" (Show all posts)

Activities You Can Do on Christmas Day

Posted by K Clark on Tuesday, December 22, 2015, In : Building Structure 
Christmas Day is often thought of as a time when people spend time with family or loved ones, but for some this is not possible.  This could be due to family circumstances, ill health, finances or personal choice.  Whatever the reason, below are some suggestions of activities you can do over the Christmas period that can be done alone or with company and don't require extra cash.


1. Visit local parks and nature reserves
Getting out off the house and filling your lungs with some fresh air can be...

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Tips to Help You Stay Within Your Christmas Budget

Posted by K Clark on Tuesday, November 24, 2015, In : Managing Money 
Christmas time can be a stressful time of year, especially if you are on a tight budget.  Below are some tips on how you can keep to a budget this Christmas.


Presents
Planning has an important role when you are shopping on a budget.  Start by making a list of everyone you are planning to buy a present for and set a budget for each person.  Decide what you would like to buy and how much you are willing to spend and then target your shopping trips to buying just these items.  Doing Christmas shop...

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More Tips to Help You Stay Within Your Budget

Posted by K Clark on Monday, February 16, 2015, In : Managing Money 

This post is a follow up to an earlier one where I shared tips for living within a budget.  In this post I will share some suggestions on the best places to shop for different items. These suggestions are based entirely on my own personal experience and I have not received any financial incentive or sponsorship by any of the stores or websites named.

Food
Using price check websites, such as My Supermarket will help you to search out bargains and compare the prices of items across different supe...

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12 Free or Low Cost Activities To Do This Winter

Posted by K Clark on Saturday, December 20, 2014, In : Building Structure 

With Christmas, New Year and rising fuel bills winter time can be tough on the pocket so finding some low cost or free activities to fit around the expenses can really help the pennies go a little further.  Below are 12 suggestions of activities you can do that cost little or no money.  

1. Visit Local Parks, Gardens and Nature Reserves
Although it may be cold out, if you wrap up warm a brisk walk can be really invigorating.  Visit Parks and Gardens website to find parks, public gardens, nature...

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Nine Tips for Keeping Warm on a Budget

Posted by K Clark on Sunday, December 14, 2014, In : Managing Money 

If you are on a tight budget then winter can be a worrying time as it's often when the energy bills will increase. Below are some tips for keeping warm without spending lots of money.

1. Insulation
Thick curtains that completely cover the windows will help keep warmth in and cold out.  Another suggestion is to check if your local council is running any schemes to help you insulate your home.  Closing doors between rooms will also help to hold in heat, especially if you are using a portable heat...

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Five Apps to Help You with Your Life Skills

Posted by K Clark on Thursday, October 30, 2014, In : Managing Money 
Below are five of the apps that caught my eye that I think prove excellent value for money and can help you to improve your life skills.  

If you are sensitive about bad language then be warned, the world 'filth' is frequently substituted with another word beginning with the letter 'f'.  That said, this is an excellent app for assisting you in getting on top of housework, decluttering and generally getting your home more organised and tidy.  Its straightforward language mak...

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Personal Care on a Budget

Posted by K Clark on Monday, June 16, 2014, In : Personal Grooming 


If you were to listen to advertisements you would find it hard to believe that you could look good on a small budget.  The hair and beauty industry is big business and we are constantly being bombarded with information and advise on how we can improve the quality of our lives through using the right shampoo, conditioner, moisturiser, make up, razors, shaving cream and so on.  The truth is looking and feeling good doesn't need to cost and arm and a leg.  Here are some tips on how to look your ...

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Tips for Living on a Budget

Posted by K Clark on Sunday, July 21, 2013, In : Managing Money 
1. Sit down and take the time to go through your bank statements and bills to work out how much money you have coming in each month and what your regular outgoing costs are.  It will take a bit of time to do and can be a little depressing, but is well worth doing as it will show you how much money you have to play with each week.

2. If money trickles through your fingers without very much to show for it you may want to consider keeping a spending diary for a month.  The idea is that you write ...

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About Me


Katherine Clark I am experienced mental health worker with 15 years experience working with young people and adults with enduring mental health needs. I have set up this blog to share some of the tips and skills I have learnt along the way. If you have any suggestions or particular questions you would like me to answer feel free to email me at enquiries@essentiallifeskills.org







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