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Showing Tag: "budgeting" (Show all posts)

Tips to Help You Stay Within Your Christmas Budget

Posted by K Clark on Tuesday, November 24, 2015, In : Managing Money 
Christmas time can be a stressful time of year, especially if you are on a tight budget.  Below are some tips on how you can keep to a budget this Christmas.


Presents
Planning has an important role when you are shopping on a budget.  Start by making a list of everyone you are planning to buy a present for and set a budget for each person.  Decide what you would like to buy and how much you are willing to spend and then target your shopping trips to buying just these items.  Doing Christmas shop...

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More Tips to Help You Stay Within Your Budget

Posted by K Clark on Monday, February 16, 2015, In : Managing Money 

This post is a follow up to an earlier one where I shared tips for living within a budget.  In this post I will share some suggestions on the best places to shop for different items. These suggestions are based entirely on my own personal experience and I have not received any financial incentive or sponsorship by any of the stores or websites named.

Food
Using price check websites, such as My Supermarket will help you to search out bargains and compare the prices of items across different supe...

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Nine Tips for Keeping Warm on a Budget

Posted by K Clark on Sunday, December 14, 2014, In : Managing Money 

If you are on a tight budget then winter can be a worrying time as it's often when the energy bills will increase. Below are some tips for keeping warm without spending lots of money.

1. Insulation
Thick curtains that completely cover the windows will help keep warmth in and cold out.  Another suggestion is to check if your local council is running any schemes to help you insulate your home.  Closing doors between rooms will also help to hold in heat, especially if you are using a portable heat...

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Five Apps to Help You with Your Life Skills

Posted by K Clark on Thursday, October 30, 2014, In : Managing Money 
Below are five of the apps that caught my eye that I think prove excellent value for money and can help you to improve your life skills.  

If you are sensitive about bad language then be warned, the world 'filth' is frequently substituted with another word beginning with the letter 'f'.  That said, this is an excellent app for assisting you in getting on top of housework, decluttering and generally getting your home more organised and tidy.  Its straightforward language mak...

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Tips for Living on a Budget

Posted by K Clark on Sunday, July 21, 2013, In : Managing Money 
1. Sit down and take the time to go through your bank statements and bills to work out how much money you have coming in each month and what your regular outgoing costs are.  It will take a bit of time to do and can be a little depressing, but is well worth doing as it will show you how much money you have to play with each week.

2. If money trickles through your fingers without very much to show for it you may want to consider keeping a spending diary for a month.  The idea is that you write ...

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About Me


Katherine Clark I am experienced mental health worker with 15 years experience working with young people and adults with enduring mental health needs. I have set up this blog to share some of the tips and skills I have learnt along the way. If you have any suggestions or particular questions you would like me to answer feel free to email me at enquiries@essentiallifeskills.org







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